Insurance is Nothing Without the Right Service

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Perkins Insurance

Insurance solutions and services since 1956.

What if you could get insurance from a nationally recognized company backed by local, personalized service? With Perkins Insurance, you can. That’s the power of being an independent insurance agency, we can partner with multiple insurance companies to provide better, affordable coverage that truly fits your needs.

When it comes down to it, no matter what type of insurance you have, it’s nothing without the right level of service. Our insurance professionals are dedicated to providing the kind of personalized service that you can only get from a local agency.

Perkins Insurance has been delivering friendly, personalized service and affordable insurance solutions across Northeast Ohio since 1956. As a third-generation, family-owned insurance agency, we are your trusted local source for all your insurance needs.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
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The Solution To Your Insurance and Service Needs

Providing a variety of personal insurance and business insurance solutions is what Perkins Insurance does best.

Home Insurance
Auto Insurance
Umbrella Insurance
Life Insurance
Health Insurance
High Net Worth
Business Owners Insurance
Business Auto Insurance
General Liability Insurance
Commercial Property Insurance
Commercial Umbrella Insurance
Cyber Liability Insurance
Business Owners Insurance
Business Auto Insurance
General Liability Insurance
Commercial Property Insurance
Commercial Umbrella Insurance
Cyber Liability Insurance

Management Liability Insurance

Protecting your business from all angles, including the top. Get the specialty coverage you need for your management team.

Employment Practices Liability
Directors and Officers Liability Insurance
Fiduciary Liability Insurance

Family-Owned

As a third-generation agency, we have served generations of clients over the years and look forward to serving the next.

Family-Owned

As a third-generation agency, we have served generations of clients over the years and look forward to serving the next.

Service Comes First

We know that insurance without the right service is nothing. That’s why we emphasize quality, personalized service.

Service Comes First

We know that insurance without the right service is nothing. That’s why we emphasize quality, personalized service.

Friendly and Professional

Who says you can’t have both? Our team is dedicated to providing you with the personalized service you want, backed by expertise.

Friendly and Professional

Who says you can’t have both? Our team is dedicated to providing you with the personalized service you want, backed by expertise.

  Get Your Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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Perkins Insurance + Grange Insurance

Like Grange, we are focused on being there to help our clients.

About Our Agency

Serving Ohio Statewide

With two local offices, we are proud to serve clients across Ohio statewide, including the following counties:
Cuyahoga, Medina, Lorain, Summit, Wayne, Ashland, Geauga, and Lake Counties.

North Royalton, OH

Medina, OH

Interactive Graphic

Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Umbrella

Property Damage Liability

Risk Factor

You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?

Solution

Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.

Bodily Injury Liability

Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.

Lawsuits

Risk Factor

You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?

Solution

An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.

Watercraft Liability

Risk Factor

Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.

Solution

Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.

Umbrella Insurance 101

Make sure you cover the unique risks you face with umbrella insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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Find even more interactive graphics for home insurance, auto insurance, and business owners insurance.

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How can Perkins Insurance help?

24/7 Client Center
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Pay Bill

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Policy Review

Compare your coverage with your current needs.

3rd-Generation Family Agency

Friendly, Personalized Service

Customized, Affordable Coverage

  Contact Perkins Insurance

As an independent agency, we are here to help you find the right coverage.

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With two local offices in North Royalton, OH and Medina, OH, we are proud to serve clients across Northeast Ohio.

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