Get the best of both worlds. Better insurance combined with local service.
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Perkins Insurance
Insurance solutions and services since 1956.
What if you could get insurance from a nationally recognized company backed by local, personalized service? With Perkins Insurance, you can. That’s the power of being an independent insurance agency, we can partner with multiple insurance companies to provide better, affordable coverage that truly fits your needs.
When it comes down to it, no matter what type of insurance you have, it’s nothing without the right level of service. Our insurance professionals are dedicated to providing the kind of personalized service that you can only get from a local agency.
Perkins Insurance has been delivering friendly, personalized service and affordable insurance solutions across Northeast Ohio since 1956. As a third-generation, family-owned insurance agency, we are your trusted local source for all your insurance needs.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
- We represent multiple insurance companies.
- We are licensed insurance advisors.
- We are by your side every step of the way.
- We offer a wide variety of insurance solutions.
- We are there for you in your time of need.
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The Solution To Your Insurance and Service Needs
Providing a variety of personal insurance and business insurance solutions is what Perkins Insurance does best.
Family-Owned
As a third-generation agency, we have served generations of clients over the years and look forward to serving the next.
Family-Owned
As a third-generation agency, we have served generations of clients over the years and look forward to serving the next.
Service Comes First
We know that insurance without the right service is nothing. That’s why we emphasize quality, personalized service.
Service Comes First
We know that insurance without the right service is nothing. That’s why we emphasize quality, personalized service.
Friendly and Professional
Who says you can’t have both? Our team is dedicated to providing you with the personalized service you want, backed by expertise.
Friendly and Professional
Who says you can’t have both? Our team is dedicated to providing you with the personalized service you want, backed by expertise.
Get Your Insurance Quote
As an independent agency, we are here to help you find the right coverage.
Perkins Insurance + Grange Insurance
Like Grange, we are focused on being there to help our clients.
About Our Agency
Interactive Graphic
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Property Damage Liability
Risk Factor
You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?
Solution
Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.
Bodily Injury Liability
Risk Factor
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Solution
An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.
Lawsuits
Risk Factor
You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?
Solution
An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.
Watercraft Liability
Risk Factor
Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
Solution
Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.
Umbrella Insurance 101
Make sure you cover the unique risks you face with umbrella insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
Not what you’re looking for?
Find even more interactive graphics for home insurance, auto insurance, and business owners insurance.
3rd-Generation Family Agency
Friendly, Personalized Service
Customized, Affordable Coverage
Contact Perkins Insurance
As an independent agency, we are here to help you find the right coverage.
With two local offices in North Royalton, OH and Medina, OH, we are proud to serve clients across Northeast Ohio.
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